Governance & Financials


Annual Reports
2022 View here 2021 View here 2020 View here 2019 View here
2018 View here 2017 View here 2016 View here 2015  View here


Financial Statements


2022 View here 2021 View here 2020 View here 2019 View here



Governance Policies

ABLE is a registered organisation with the Commissioner of Charities. As an approved Institution of Public Character (IPC), we are authorised to receive tax-deductible donations. We are also a Full Member of the National Council of Social Service (NCSS).

ABLE fully subscribes to and complies with the regulations of the Charities Act. In line with the Act, we have established or are in the process of establishing procedures and guidelines in accordance with the requirements of the Act.

Conflict Of Interest Policy

All Board members and staff compiled with ABLE’s Conflict of Interest Policy.

The Board has put in place documented procedures for Board members and staff to declare actual or potential conflicts of interests on a regular and need-to basis.

Board members also abstain and do not participate in decision – making on matters where they have a conflict of interest.

Governance Evaluation Checklist

As good governance is becoming an increasingly important criterion for assessing social service agencies, ABLE sets out to ensure that it complies with the Code of Governance as required by the Commissioner of Charities.
To ensure good governance and management, ABLE makes annual submissions via the Governance Evaluation Checklist through the online Charity Portal ( The Code dictates the ideal principles practices in key areas of governance and management that charities are encouraged to adopt.

Reserve Fund

ABLE aims to establish a Reserve Fund equivalent to approximately 2 years’ worth of expenses to ensure the continued running and smooth operation of the organisation.

Whistle Blowing Policy

The Whistle Blowing policy aims to ensure strong corporate governance and promotes an open and transparent culture within ABLE, where employees, vendors, clients and other stakeholders are provided an avenue to express concerns over any serious wrongdoings or malpractice in particular or in relation to fraud, controls and ethics.

Complaints can be reported by completing the prescribed complaint form and submitting to ABLE as follows:

Private & Confidential
For the Attention of Receiving Officer
7A Lorong 8 Toa Payoh
#02-09 Agape Village
Singapore 319264
Email to:

Personal Data Protection and Terms of Use

This Personal Data Protection Policy (“Policy”) sets out the basis upon which Abilities Beyond Limitations and Expectations (ABLE) (“we”, “us”, or “our”) may collect, use, disclose or otherwise process personal data of our clients (“you”) in accordance with the Personal Data Protection Act 2012 (“PDPA”). This Policy applies to personal data in our possession or under our control, including personal data in the possession of organisations which we have engaged to collect, use, disclose or process personal data for our purposes.


Kindly review the PDPA policy here and the Terms of Use here

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